Medical & Wage Loss Benefits
Generally, if you are injured in a car accident in British Columbia, regardless of who is at fault, ICBC must provide accident benefits (called Part 7 Benefits) to cover medical and rehabilitation expenses up to a maximum of $150,000 (or $300,000 for accidents after January 1, 2018). These accident benefits can include expenses such as physiotherapy or chiropractor treatments, medications, home support services, and medical equipment. In addition, if you are unable to work as a result of your injuries, you may be entitled to wage loss benefits. Accident benefits are an insurance claim and are a separate and distinct claim from compensation against the responsible driver for pain and suffering, wage loss, out of pocket expenses, loss of earning capacity, etc.